Your options
At KeepHouses, we provide clear guidance and compassionate support to help you explore your pre-foreclosure options confidently and successfully.
01.
Repayment Plan
Negotiate with your lender to repay missed payments over time while keeping your mortgage schedule.
02.
Forbearance
Reduce or pause mortgage payments with the lender’s approval to help you navigate your situation
03.
Loan Modification
Work with your lender to adjust the loan terms or extend the period to make payments more flexible.
04.
Subject To
Transfer the mortgage to a buyer who takes over payments. helping you avoid foreclosure.
05.
Sell Your Home
Quickly selling your property can help pay off the mortgage and stop foreclosure before it begins.
Our specialization:
Is connecting you with the right and helpful resources to help you keep your home. Whatever decision you make, we’ll support you every step of the way until you feel mentally and emotionally stable. Remember, we’re here to help you first and foremost.
Resources:
Loan Servicer
Contact your lender immediately to discuss hardship options like loan modifications, forbearance, or repayment plans.
Expert in Pre-Foreclosure
Experts who understand the market can help you explore alternatives, communicate with your lender, and take action to stop foreclosure.
Housing Counselors
Certified HUD-approved counselors offer free or low-cost advice tailored to your situation, helping you understand options and negotiate.
Community Resources
Local charities, churches, and community groups may provide emergency financial assistance or other support services.
Legal Aid Services
Legal aid organizations can provide assistance or representation, especially if you face wrongful foreclosure or need advice.
Financial Advisors
Professionals can help you create a budget, manage debts, and plan for long-term financial stability.
We’ll make it happen
Trusted support, personalized solutions, and real results when you need them most — backed by the right people who know how to help you.